Financial Avenues for Single Parents

Besides the Pell Grant, which is available to single moms who need to stay home and look after her kids, and also want to further her studies to obtain a degree, there are a number of programs that may assist low-income, one-parent families in reducing household expenses. The Pell Grants are awarded up to $5,500 with a further free $10,000 scholarship if you qualify
Aid for Medical Insurance
Through their Insure Kids Now! Program, the U.S. Department of Health and Human Services (DHHS) offers free or low-cost child health insurance to families who qualify and do not have health insurance for their children. Laws vary from state to state, so call to find out if you qualify.
Aid for heating and cooling bills
The DHHS also offers program benefits for low-income families to help with heating and cooling costs. The Low Income Home Energy Assistance Program (LIHEAP) is designed to help families with elderly residents or small children, and households where income is low but energy costs are high, and health and safety risks arise if bills are not paid. Again, laws vary from state to state, so check to see if you qualify for assistance with your heating and cooling expenses.
TANF, the Temporary Assistance for Needy Families program is available to parents with children who cannot provide for the family’s basic needs. Check it out soon as assistance has time restrictions. TANF was created from the Aid to Families with Dependent Children (AFDC) under President Clinton in 1996. States have their own rules and budget for awarding assistance, so check with your local or county human services office.
Housing Assistance Project Viability And Investment Criteria
The U.S. Department of Housing and Urban Development has developed a program to increase home ownership and affordable housing through its HUD program. There are 24 Hour Loans For Bad Credit income limits for families to qualify for HUD, or Section 8. By qualifying for HUD, a parent may have reduced rental costs for apartment or public housing.
Organizations helping single mothers
CoAbode offers assistance to single-parent or low-income families in the sense that it helps single mothers find roommates with other single mothers to share expenses, thus reducing costs and increasing disposable income.
Sunshine Lady Foundation
The goal of the Sunshine Lady Foundation offers the Women’s Independence Scholarship Program to provide a scholarship for women who have suffered domestic violence and want to get an education at college. The aim is to help women gain employment and personal independence.
Resources in the community
This includes food banks for reducing living costs, resell shops in your area where you can find great bargains on good clothes. It is said that some of the best clothes at the cheapest prices can be found in these stores.
Young Men’s Christian Association and Young Women’s Christian Association
If you don’t have a place to stay, you can go to the local YMCA or YWCA. The Y produces temporary and permanent shelter to spouses with children, especially those trying to escape from a dangerous situation. They also have employment services, job training, and literacy programs available to those who need it.

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